Face Your Deepest Fears.

Strengthen Your Faith.

Transform Your Financial Future.

A true story of how God can take the very thing you fear most and use it to bring you freedom.

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This Book is for you if.....


Dropping F-Bombs isn't your typical finance book. It's raw, faith-filled, and practical

  • You're tired of letting fear make the decisions in your life

  • You want to deepen your faith and trust God with what feels impossible

  • You're ready to view money as a tool for freedom, not stress

  • You long to live boldly and fully in God's calling

About the Book

When I was five years old, I nearly drowned during swimming lessons. From that day on, fear became my constant companion. For decades, I avoided the water - and in many ways, I avoided life.


But God doesn't waste our fears. At age 44, I faced that fear head-on and became a certified scuba diver. That journey taught me lessons I never expected - lessons about fear, faith, and even finances.


  • Break through fear and see it as an opportunity for growth

  • Anchor your decisions in faith, even when life feels uncertain.

  • Reframe your relationship with money so you can live with freedom and purpose.


This isn't just my story. It's a guide for anyone ready to stop letting fear run the show and start living in God's abundance.

Book Heather to Speak

What's with the title Dropping F-Bombs?


Let's be real - when you hear "dropping F-bombs," you probably didn't think of a Christian financial planner. But in my world, the F-bombs that matter most are Fear, Faith and Finances - the three things that most shape our lives.


Too many women are living stuck in fear, avoiding financial decisions, or wondering how to live out their faith boldly in a world that pushes them to shrink back. This book - and this message - are about releasing those fears, reclaiming our faith, and transforming how we approach money.


So no, this isn't about cursing. It's about courage. And I invite you to drop the F-bombs that actually set you free.

Ready to Drop Some F-Bombs

Your breakthrough is waiting.

Invite Heather to Speak

Invite Heather to Speak

Heather Walraven is a wife, Christian, mom of three, grandma to one, financial advisor, and author of Dropping F-Bombs. She speaks with authenticity, humor, and boldness about overcoming fear, growing in faith, and finding financial freedom.

  • Women's conferences

  • Church groups

  • Leadership retreats

  • Financial empowerment events

Invite Heather to Speak
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